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Use this tool to estimate your annual costs and make an informed decision about which medical plan to choose.
Think about the amount of medical care you and any covered family members may need in the coming year. You can select a "Quick Scenario" using the menu(s) below. For definitions of low, medium or high usage, please see the health care usage assumptions. Or, you can create your own scenario under the "My own scenario" tab by customizing the frequency of each type of service. You can also view the cost assumptions used.
Health Savings Account (HSA)
|A Health Savings Account (HSA) can help you save on taxes when paying for care and planning ahead for future expenses.|
|Apply available funding (including company funding) toward the cost of care. I wish to apply available funding (including company funding) toward the cost of care. I do not wish to apply available funding (including company funding) toward the cost of care.|
|The maximum amount you can contribute is limited by the IRS. If you are 55 or older, check this box to allow up to an additional $1,000 in contributions. I am age 55 or older and qualify for the increased HSA contribution limit.|
Your HSA carryover amount (2018 CDHP participants):
Your HSA carryover amount (2018 CDHP participants): .
|If you choose the CDHP, PayPal Inc. adds to your 2019 HSA.|
|Your proposed HSA contribution for 2019:|
Your proposed HSA contribution for 2019: .
My desired FSA contribution: .
|Learn more about your plan options|
When you finish estimating your health care costs, use the results to help decide whether contributing to a plan's tax-advantaged savings account can help you save on taxes. Select the plan you would like to model in the dropdown menu below and then click "Show the tax estimator".
Note that if you cover a domestic partner under your health plan, your domestic partner's health care expenses may not be eligible for reimbursement by the Health Care Flexible Spending Account (FSA) or Health Savings Account (HSA).
If you decide to enroll in the HSA for 2019, your Limited-Purpose Health Care FSA (LPFSA) election option in 2019 will be limited to reimbursement of dental and vision expenses only.
Note that if you cover a domestic partner under your health plan, your domestic partner's health care expenses are not eligible for reimbursement by the Limited-Purpose Health Care Flexible Spending Account (LPFSA) or Health Savings Account (HSA).
Use the sliders above to estimate your eligible out‑of‑pocket medical expenses for the upcoming plan year.
|Income tax filing status:|
|Number of dependents:|
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