Vision

What you need to know

Keep your vision crystal clear with coverage through VSP. Once you enroll, you won’t receive an ID card; just tell the doctor’s office that you're a VSP member when you make your appointment. You can also choose to get care at retailers such as Costco, Walmart, Visionworks, and Cohen’s Fashion Optical, which are part of the VSP network.

See What You Pay in Paycheck Contributions Find In-Network Providers

You have two plans to choose from:

  • Core option, which covers routine eye exams, frames, and lenses, but doesn’t cover services like LASIK surgery
  • Enhanced option, which covers two pairs of frames and lenses, and contact lenses, and includes a $1,000 allowance toward LASIK surgery

The Enhanced option provides a $150 allowance for glasses or contacts. You can receive two pairs of glasses, a mix of glasses and contacts, or two pairs of contacts totaling $300 (using $150 under the first and second pair).

What you pay for care

 Core In-NetworkCore Out-of-NetworkEnhanced* In-NetworkEnhanced* Out-of-Network
CoverageExam: $0  
Materials: $20 copay
Exam: $0  
Materials: $20 copay
Exam: $0  
Materials: $20 copay
Exam: $0  
Materials: $20 copay
Eye exam$0 
(one every calendar year)**
Up to $50 allowance 
(every calendar year)
$0 
(one every calendar year)**
Up to $50 allowance 
(every calendar year)
Lens benefit  
(per calendar year)
No copay for standard progressive lenses 
$20 copay for premium progressive lenses
Maximum benefit 
Single: up to $50  
Bifocal: up to $75  
Trifocal: up to $100  
Lenticular: up to $125
No copay for standard progressive lenses 
$20 copay for premium progressive lenses 
$40 copay for blue-light-blocking or anti-reflective coating
Maximum benefit  
Single: up to $50  
Bifocal: up to $75  
Trifocal: up to $100  
Lenticular: up to $125
Frames$20 copay; up to $150 (every calendar year)$20 copay; up to $75  
(every calendar year)
$20 copay; $150 1st pair, $150 2nd pair (2 frames, or frame and contact lenses, every calendar year)$20 copay; $75 1st pair, $75 2nd pair  
(every calendar year)
Contact lensesUp to $60 copay; $150 allowance for elective 

Medically necessary covered 100%
$105 allowance for elective; $210 allowance for medically necessaryUp to $60 copay; $150 1st pair, $150 2nd pair 

Medically necessary covered 100%
$150 allowance for elective; $300 allowance for medically necessary
LASIKN/AN/A$1,000 allowance for  
both eyes, per lifetime
N/A
VSP LightCareN/AN/AUse your frame allowance toward ready-to-wear non-prescription sunglasses or non-prescription blue-light-filtering glasses.N/A

*Enhanced Plan: First and second pair allowance can be split between frames and lenses. Frame allowance can also be used toward ready-to-wear, non-prescription sunglasses purchased from an in-network VSP provider. With the Enhanced Plan, a member can essentially receive two pairs of glasses: one prescription and the other non-prescription. 
**Additional eye exam will be covered with no copay for members with diabetes.

Protect your eyes with an eye exam

An annual eye exam allows your doctor to identify medical conditions before they become serious. If needed, your doctor can begin to provide monitoring and treatment that can help prevent vision problems and coordinate with your primary doctor to ensure you’re getting the best care. During your visit, talk with your doctor about your visual and health history so they have the full picture of your health.

Here are some quick tips for using your plan:

  • Visit your vision provider whenever you need to. You don’t need a referral, and you’ll pay a flat copay for the visit.
  • You don’t need an ID card. If you would like to print an ID card, go to vsp.com and register.
  • It’s easy to find a VSP doctor. Simply visit vsp.com, or call 800-877-7195.

That’s it! You don’t need to file a claim if you see a VSP doctor.

If you have diabetes, glaucoma, or age-related macular degeneration, you can receive an additional eye exam each calendar year for free!

Provider contact information