What you need to know

Retirement income is provided to PayPal employees through the mandatory superannuation plan funded by employers and a flat-rate pension provided through Australia’s general revenues.

What’s included

When you retire, you receive a lump-sum payment equal to the balance of your superannuation account. The plan also includes a death and total and permanent disablement (TPD) benefit.


Employee: You can contribute to the superannuation plan on a voluntary basis.

Employer: Provided pursuant to statutory requirements.

If you’re in PayPal’s nominated default fund, smartMonday PRIME, PayPal will also pay the premium cost of the death and total & permanent disability benefit offered through that fund.

Investment options

You can choose from more than 21 individual investment options within 3 categories:

  • Pre-mixed options
  • Sector options
  • Specialist options

If you choose a different superannuation plan, PayPal would make the same contribution. Consult your plan administrator(s) about plan benefits and investment options.

Provider contact information


Australian Taxation Office