Financial coaching

WHAT YOU NEED TO KNOW

Ayco’s financial counseling benefit is designed to empower you to improve your financial wellness. Whether you’re just starting out in your career, are mid-career or even near retirement, Ayco gives you the right digital tools and confidential one-on-one coaching to help you navigate challenges, plan for the future, reach your goals and become financially fit—at no additional cost to you.

A financial coach just for you

You have access to a personal coach who is knowledgeable and trained in your PayPal compensation and benefit plans, so you are motivated, educated, and guided every step of the way on your financial wellness journey. Your coach can support you in:

  • Figuring out if you should save more or pay down debt faster, and how to do it
  • Making sure you’re on track with saving for retirement
  • Determining how your decisions impact your taxes
  • Saving for college
  • Understanding student loan support options
  • Planning your investments and asset allocation
  • Understanding your PayPal financial benefits such as the 401(k) plan options, life insurance, stock benefits, and more!

Who is Ayco?

For nearly 50 years, Ayco’s been a leader of company-sponsored financial counseling. Ayco’s holistic, personalized services provide a path to financial well-being for employees—no matter the stage of their career and financial challenges they face. Ayco can help you make your financial picture clear, easy to understand, and possible to gain control of.

Ready to get started?

Improve your financial outlook today with the help of an Ayco coach. You will need your last name, ZIP code, and employee ID. Your future starts now.

@Work     Off the network     866-342-8624

Not sure where to begin?

Call anyway! Ayco coaches are skilled at helping you organize your financial life and prioritize your action steps to promote financial wellness.

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How Ayco financial coaching works

On average, your phone coaching session will last around 35 minutes. You may want or need more than one call with a coach. In this case, you can set up a follow-up call to continue the discussion or address another planning topic with the same coach.

It’s a good idea to have your most recent paystub and Annual Enrollment information handy prior to speaking with your coach. You can also upload personal documents to share with your financial coach through the Vault on Ayco360.

Ayco’s financial coaches are required to have a 4-year college degree and are encouraged to pursue an advanced degree or certification as part of their development plan, such as a JD, CPA, MBA, or CFP® designation. Each coach spends about 30 days a year in training.

Your spouse/partner can participate, too

Once you contact Ayco and provide your permission, your spouse or partner may use the phone coaching service with you or on your behalf. Note: Your access to Ayco financial counseling will end if you leave PayPal.

Ayco acts in your best interest

Ayco is a registered investment adviser subject to the Investment Advisers Act of 1940 (Advisers Act) and other rules and regulations. Investment advisers are required to act as fiduciaries for clients. That means that when Ayco acts in an investment advisory capacity, it has an obligation to act in your best interest.

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A digital tool to help you track your finances

Ayco360 is a digital tool that can help you get organized, linking all your accounts so you can see a complete picture of your financial life. Get daily updates on your accounts, with visible current balances and transactions.

Plus, when you access the digital platform, you can receive:

An assessment in less than 10 minutes. Answer a few questions about yourself, your finances, and your habits, and you’ll create your baseline financial wellness.

A checklist that features a personalized step-by-step guide. Your checklist prioritizes your finances based on your assessment and is paired with relevant resources to help you get things done.

Your score to track your progress. When you check action items off your list, your score increases.

Educational information available 24/7. Explore interactive learning content, including worksheets and calculators, to help you in all areas of financial wellness.

Your information is confidential

Ayco’s privacy policy protects personal information. However, Ayco may share information with PayPal, such as number of active users, frequently asked questions, etc., to help with plan enhancements.

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Sign up for a webinar

To attend a webinar you must first register with Ayco: (@work) | (Log In). After registering, view the Schedule in the top navigation bar on the Ayco site and sign up for the webinar(s) of your choice.

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Provider contact information