Changing your benefits

What you need to know

You can only change your benefits if you have a qualified life event. If you experience a qualified life event, you have 30 days from the life event to notify Your Benefits ResourcesTM (YBR) and change your coverage.

Learn about qualified life events

What is a qualified life event?

Qualified life events include:

  • If you have or adopt a child, or there's a change in legal custody of a child
  • You get married, divorced, legally separated, or there's a change in your domestic partner relationship
  • Change in employment status that results in a loss or gain of benefits, such as beginning or ending employment, change in hours, or an unpaid leave of absence
  • Change in dependent status of a child, such as when he or she reaches age 26
  • Significant change in spouse’s premium contributions
  • Significant change in dependent care charges
  • Entitlement to Medicare, Medicaid, or another insurance plan
  • Change in spouse’s benefit elections
  • Relocation of home residence outside of current coverage area
  • Death of a spouse or child

Need to waive coverage?

Health care coverage is extremely important, but you may want to waive coverage if you have coverage through a spouse’s plan.

If you need to waive medical and prescription drug coverage, do so by selecting the decline coverage box during the enrollment process.

To make changes to your benefits due to a qualified life event, visit Your Benefits ResourcesTM (YBR) or call 844-474-6641.

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