Personal top up risk cover

What you need to know

Accidents happen. And because of this, PayPal provides full-time employees with personal top up risk cover at no cost to you—and you’re automatically enrolled. This insurance offers your family financial protection if you are injured, disabled, or die due to an accident.

Personal top up risk cover at a glance

Risk Coverage (for employee only) Core Plan
(with Ping An)
Optional Plan
(with Ping An)
Premium Difference
Term Life 36*BMS, min 200K
(BMS as of 1 April)
48*BMS, min 200K
(BMS as of 1 April)
Use your sum assured times premium rate to calculate the difference
Accidental Disease and Death 36*BMS, min 300K
(BMS as of 1 April)
48*BMS, min 300K
(BMS as of 1 April)
Use your sum assured times premium rate to calculate the difference+

+Premium rate to be provided during the time of renewal

Provider contact information