What you need to know
What you pay per paycheck through pre-tax payroll deductions for medical, dental, and vision coverage depends on which plan you choose. You can verify your Grade in your Workday profile.
2024 contributions: Grades 15-19
Employee only
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $24 |
| Meritain CDHP with HSA | $24 |
| Kaiser HMO (CA) | $24 |
| HMSA | $24 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $3 |
| Enhanced | $7 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $2 |
| Enhanced | $3 |
Employee and spouse / partner*
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $73 |
| Meritain CDHP with HSA | $73 |
| Kaiser HMO (CA) | $73 |
| HMSA | $73 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $6 |
| Enhanced | $15 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $4 |
| Enhanced | $7 |
*Imputed income: The IRS states that the fair market value for domestic partner coverage is taxable to the employee. This means the full cost of individual coverage (for your domestic partner) would be added to your taxable income (imputed income). You will see domestic partner imputed income added to your earnings (to incur the tax liability) and then deducted from your gross pay.
Employee and child(ren)
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $62 |
| Meritain CDHP with HSA | $62 |
| Kaiser HMO (CA) | $62 |
| HMSA | $62 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $8 |
| Enhanced | $18 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $4 |
| Enhanced | $7 |
Employee and family
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $103 |
| Meritain CDHP with HSA | $103 |
| Kaiser HMO (CA) | $103 |
| HMSA | $103 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $11 |
| Enhanced | $24 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $6 |
| Enhanced | $11 |
2024 contributions: Grades 21-24
Employee only
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $59 |
| Meritain CDHP with HSA | $46 |
| Kaiser HMO (CA) | $44 |
| HMSA | $46 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $3 |
| Enhanced | $7 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $2 |
| Enhanced | $3 |
Employee and spouse / partner*
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $202 |
| Meritain CDHP with HSA | $144 |
| Kaiser HMO (CA) | $145 |
| HMSA | $144 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $6 |
| Enhanced | $15 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $4 |
| Enhanced | $7 |
*Imputed income: The IRS states that the fair market value for domestic partner coverage is taxable to the employee. This means the full cost of individual coverage (for your domestic partner) would be added to your taxable income (imputed income). You will see domestic partner imputed income added to your earnings (to incur the tax liability) and then deducted from your gross pay.
Employee and child(ren)
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $171 |
| Meritain CDHP with HSA | $135 |
| Kaiser HMO (CA) | $119 |
| HMSA | $135 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $8 |
| Enhanced | $18 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $4 |
| Enhanced | $7 |
Employee and family
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $286 |
| Meritain CDHP with HSA | $187 |
| Kaiser HMO (CA) | $205 |
| HMSA | $187 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $11 |
| Enhanced | $24 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $6 |
| Enhanced | $11 |
2024 contributions: Grades 25+
Employee only
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $65 |
| Meritain CDHP with HSA | $47 |
| Kaiser HMO (CA) | $48 |
| HMSA | $47 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $3 |
| Enhanced | $7 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $2 |
| Enhanced | $3 |
Employee and spouse / partner*
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $221 |
| Meritain CDHP with HSA | $158 |
| Kaiser HMO (CA) | $159 |
| HMSA | $158 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $6 |
| Enhanced | $15 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $4 |
| Enhanced | $7 |
*Imputed income: The IRS states that the fair market value for domestic partner coverage is taxable to the employee. This means the full cost of individual coverage (for your domestic partner) would be added to your taxable income (imputed income). You will see domestic partner imputed income added to your earnings (to incur the tax liability) and then deducted from your gross pay.
Employee and child(ren)
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $187 |
| Meritain CDHP with HSA | $148 |
| Kaiser HMO (CA) | $130 |
| HMSA | $148 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $8 |
| Enhanced | $18 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $4 |
| Enhanced | $7 |
Employee and family
Medical
| Plan | Employee cost per paycheck |
|---|---|
| Meritain Copay Plan | $313 |
| Meritain CDHP with HSA | $204 |
| Kaiser HMO (CA) | $224 |
| HMSA | $204 |
Dental
| Plan | Employee cost per paycheck |
|---|---|
| Core | $11 |
| Enhanced | $24 |
Vision
| Plan | Employee cost per paycheck |
|---|---|
| Core | $6 |
| Enhanced | $11 |
Get the rates for group legal, optional life insurance, long-term disability buy-up option, and all other supplemental benefits.
FAQs for employees in grades 15-19
Why is PayPal offering reduced medical plan contributions to employees in grades 15–19?
What you pay for health care can greatly impact take-home pay. To support the financial wellness of employees in grades 15–19, employees in these grades will pay less out-of-pocket for their medical plans.
I’m not sure of my grade; how can I find out?
You can find your grade on the Bridge. Go to the HR Hub for Me > Workday Inbox. Click your profile picture, and select View Profile.
How long will I be eligible for reduced medical plan contributions?
If you remain in a grade from 15 through 19, you are eligible.
What if my hours change to part time?
If you work 20 hours or more per week, you will continue to be eligible for benefits. If you are within the 15–19 pay grades, you are also eligible for reduced medical plan contributions.
What happens if I am promoted above a grade 19?
If you are promoted above a grade 19, you will no longer be eligible for reduced medical plan contributions. Your paycheck deductions will increase in the pay period following the date the grade change takes effect. Your new paycheck deductions will be visible in YBR (@Work) | (Log In) and on your pay slip. View the employee contributions for health care.
How will I be notified when my contribution amounts change?
When you are no longer eligible for reduced contributions, you will receive an email notification from YBR, and a Confirmation of Enrollment (COE) will be sent to you via postal mail or electronically, dependent on your communication preference that was set in YBR.
If my medical plan contributions increase, can I change or drop coverage if they are no longer affordable?
Health care coverage is extremely important, so you will want to make your decision based on what is best for you and any covered dependents. If your cost for coverage increases or decreases significantly during the plan year, you may make a corresponding election change. For example, you may elect another benefit plan option with similar coverage or drop / waive coverage. Please review the PayPal Health and Welfare Summary Plan Document for details on qualified cost events.
How do I change my medical plan?
You can only change your benefit elections during the designated US Benefits Annual Enrollment period or if you experience a qualified life event (i.e., marriage, birth of a child, or significant cost event). You have 30 days from the life event to notify YBR and change your coverage. Changes can be made online with YBR (@Work) | (Log In) or by calling the Customer Service Center.