Chat with a doctor at any time, day or night, from wherever you are. All you need is a mobile device or computer (no appointment necessary). Virtual visits are best for minor health issues, such as a cold or sore throat.

How to use it: If you're a UnitedHealthcare members, sign up by logging in to myuhc.com.

Download the UHC app (App Store | Google Play).

If you're a Kaiser Permanente member, view Kaiser’s video visit information.

Consider a coach through Vida. You’ll get tips and tricks for staying healthy, eating well, staying active, and losing weight via an online wellness coach, dietician, and in-app content, at no cost to you. Plus, improve your sleep and build your resilience to better cope with stress, anxiety, and depression. Your spouse/partner and dependents age 18 and older can also connect with an online coach!

How to use it: Download the app, and search for organization name PayPal (App Store | Google Play).

Stresses, worries, anxiety. You may be feeling a range of emotions at various times throughout the day or week. The Employee Assistance Program (EAP) now covers up to 10 sessions, per issue, each year, for you to confidentially speak with a professional, at no cost to you. Plus, more sessions may be covered under your medical coverage.

Don’t forget: Virtual mental health visits are also available. Get online therapy support, including text messaging, through Talkspace as part of your EAP benefit. Just follow these steps:

1. Call the EAP to receive an authorization code before using Talkspace for the first time.
2. Choose a provider.
3. Start messaging anytime, anywhere at talkspace.com/connect.

How to use it: All employees except those that live in Nebraska, call Optum at 866-248-4096 or visit liveandworkwell.com (access code: PayPalUS). 

If you live in Nebraska, call Arbor Family Counseling at 800-922-7379 or visit arborfamilycounseling.com (access code: arbor).

Calm is the No. 1 app for mindfulness and relaxation to help you improve sleep, lower stress, reduce anxiety, and sharpen focus. You and your family members have unlimited and free access to Calm, including:

• The Daily Calm with a new mindful theme every day
• More than 100 guided meditations
• Sleep Stories to help you drift into better sleep
• Music to help you relax and reduce stress
• Video lessons on mindful movement and gentle stretching

How to use it: Download the app (App Store | Google Play).

Dealing with a substance use issue requires help. The Substance Use Treatment Helpline and Live Chat program through Optum gives you immediate—and confidential—assistance, anytime, anywhere. So you can speak with a recovery advocate in real time, when you need one. You and your family members can confidentially use this program at no additional cost to you.

How to use it: Call 855-780-5955 or visit liveandworkwell.com/recovery.

Therapy doesn’t have to be in person anymore. Get online counseling from anywhere through Talkspace. Safely and confidentially message a licensed therapist any time of the day from your phone or desktop device, and get a response back within hours. No appointment is required, and if you need more than messages, you can also schedule real-time video sessions.

How to use it: Register at talkspace.com/connect.

You now have access to two mindfulness resources: myStrength and the Calm app. Tap myStrength for personalized interactive activities, in-the-moment coping tools, inspirational and motivational resources, as well as online community support. And lower your stress, anxiety, and improve your sleep with help from Calm.

How to use it: For myStrength, follow these steps.

1. Go to kp.org/selfcareapps/ncal to download the myStrength app.
2. Click on the Get Started button.
3. Follow the prompts to download the app. Please have your KP user ID and password ready.

For Calm, access it at kp.org/selfcareapps.

With the Even financial wellness app, you can get an advance on money from your paycheck before payday. So you don’t have to worry about late bill payments and fees, about being able to afford the necessities, and about living paycheck to paycheck.

How to use it: Learn more at Even and download the app (App Store | Google Play).

Talk with a pro. Ayco offers you personal coaches—for free!—who know and understand your PayPal benefits and how you can take better advantage of them to reach your financial goals. Goals like saving more, paying down debt faster, getting on track with retirement savings, understanding the impact of tax decisions, and much more. You also have access to Ayco 360, a digital platform that puts money expertise at your fingertips.

How to use it: Log in or create an Ayco account.

Food delivery, meal prep, tech equipment, entertainment. Why pay full price when you can pay less for these and a bunch more products and services through your Employee Discount Program/Perks at Work?

How to use it: Log in or register with Perks at Work.

Whether you’re retiring next year or in the next 10 years, it’s never too early to plan for your golden years. Check out our helpful timeline for the steps you should take based on when you’re planning to stop working. Need investing help? The investment team at Charles Schwab has you covered.

How to use it: Schedule a personal consultation or call 800-724-7526.

You can also talk with a pro. Ayco offers you personal coaches—for free!—who know and understand your PayPal benefits and how you can take better advantage of them to reach your financial goals.

Use backup care for children or adults through Bright Horizons. Receive up to 30 backup care uses per calendar year (an additional 10 sessions for new parents in the first year) and with waived copays, you can use this benefit at no cost to you for either center-based or in-home care.

How to use it: Register in advance at backup.brighthorizons.com/paypal (username: PayPal, password: backup4u) or call 877-242-2737.

Parenting is hard, especially if you’re a new parent during this time. Trust the guidance of a parental coach through Cleo to help you during your first year of parenting—and at no additional cost to you, either. Because new parents can use support now more than ever.

How to use it: Download the app (App Store | Google Play).

Juggling learning at home takes a village. Trust Bright Horizons World at Home to be part of yours. The no-cost program is designed by education experts and can help you with creating a daily schedule, keeping your children learning, and much more.

How to use it: Get started with Bright Horizons World at Home.

Raising a child with developmental or learning disabilities? Rethink offers free resources—including guidance, support, and videos—to help you navigate your individual situation. And right now, Rethink is offering several specialized services and features, including remote consultation services and video-based lessons, for parents who need the extra support but can’t have an in-person meeting.

How to use it: Register with Rethink.