Flexible Spending Accounts

What you need to know

A Flexible Spending Account (FSA) is another tool to help you manage your health care and dependent care expenses. Your pre-tax contributions can be used to pay for eligible expenses—such as doctors’ visits, prescription drugs, child care, and more.

Two ways to save!

You have two FSA options: a Health Care FSA and Dependent Care FSA. You can enroll in one or enroll in both, depending on your needs.

Health Care FSA

You can use your Health Care FSA to pay for eligible medical expenses, including deductibles, coinsurance amounts, copays, and other expenses that are described in IRS Publication 502—Medical and Dental Expenses are considered an eligible or qualified expense. Premiums for health and other insurance aren't eligible expenses.

You may also use your Health Care FSA to buy over-the-counter medications without a prescription, like Tylenol and other pain relievers, heartburn medications, allergy relief, and more.

Learn more about the Health Care FSA.

Dependent Care FSA

You can use your Dependent Care FSA to pay for eligible expenses, including a babysitter or nanny to provide care while you’re at work, day care provider or after-school care, and preschool tuition.

Expenses must be incurred for the care of eligible family members as described in IRS Publication 503—Child and Dependent Care Expenses. You cannot use your Dependent Care FSA to pay for medical expenses, and all dependent care expenses must take place within the benefit plan year.

Learn more about the Dependent Care FSA.

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