What you need to know

Good oral health plays a role in your overall health and can ward off certain diseases. You have two options for coverage through the Delta Dental PPO plan: Core and Enhanced. When you enroll in Delta Dental coverage for the first time, Delta Dental will send you an ID card.

See What You Pay in Paycheck Contributions Find a Provider

What you pay for care

Individual deductibleIn-network: $50
Out-of-network: $75
In-network: $0
Out-of-network: $50
Family deductibleIn-network: $150
Out-of-network: $225
In-network: $0
Out-of-network: $150
Annual maximum benefit
(excludes orthodontia)
$1,500 per person$2,500 per person
Preventive and diagnostic care$0
3 cleanings per year*
3 cleanings per year*
Basic care20%20%
Major care50%50%
OrthodontiaNot covered50%, lifetime maximum of $2,500

*Receive additional care through SmileWay if you have an ongoing health condition such as diabetes, heart disease, HIV/AIDS, rheumatoid arthritis, or stroke. Up to four of the following procedures (any combination) are covered at 100%: teeth cleaning, periodontal maintenance, and scaling (if you have gingival inflammation). Log in to Delta Dental, and opt in to SmileWay to get started.

Take extra care if you have diabetes

Did you know that if you have diabetes, you’re at risk for gum disease? It’s true. Diabetes affects more than just your blood sugar, including your dental health.

That’s why PayPal’s dental plan covers an additional dental cleaning per calendar year if you’re diabetic. Pay attention to warning signs, such as:

  • Red, tender, or swollen gums
  • Bleeding gums
  • Gums that separate from surrounding teeth
  • Chronic bad breath or bad taste in your mouth
  • Teeth that are loose or separating from each other

Keep your body and your teeth healthy by brushing and flossing every day and visiting your dentist regularly (up to three times per year). Keeping your blood sugar in check and quitting smoking are two other ways you can decrease your risk of oral health problems.

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