How to Pay for COBRA

As a COBRA participant, you're responsible for making timely payments to keep your COBRA account current. Failure to remit timely payment may result in termination of COBRA coverage.

COBRA invoices are sent monthly by the PayPal COBRA administrator, Your Benefits Resources™ (YBR). Invoices are mailed to the home address on file, and payment is due on the first of the following month.

You have three options for paying your monthly COBRA invoice

Option 1

Mail the payment to the lockbox address on the invoice. Detailed instructions are included with the invoice, including account number, balance due, and how to submit payment.

Option 2

Set up an ongoing direct debit process on YBR. Payments will be withdrawn from the designated checking or savings account each month.

Option 3

Use "Pay Now" on YBR to pay your monthly invoice electronically from a designated checking or savings account through a one-time direct debit process. Payments will be withdrawn within one to two business days. The "Pay Now" link can be found on the "Billings" information page in your YBR account.

If your payment is initiated by 5:00 p.m. Central time, it will be processed and posted the next business day. Payments initiated after 5:00 p.m. Central time will be processed and posted within two business days.

Please note

All valid payments that are received will be deposited. Any payments deposited after the coverage was dropped will be refunded and will not extend your coverage. If you do not include your account number on all payments, your payment may be subject to a delay in processing.


If you have any questions about paying for COBRA coverage, call the YBR Customer Care Center at 844-474-6641 and speak to a Customer Care Specialist on Monday through Friday between 5:00 a.m. and 6:00 p.m., Pacific time.

2020 COBRA premiums

The SelectHealth medical plan is no longer a COBRA plan option in 2020.

Individual only

Individual and spouse/partner

Individual and child(ren)

Individual and family